A study completed by the Episcopal Health Foundation and Rice University’s Baker Institute for Public Policy found consumers residing in Texas who purchased their healthcare coverage through the health insurance marketplace do not have as much understanding of certain terms as those who have medical insurance through their employer or via Medicaid or Medicare, as reported by Health Payer Intelligence.
Here are four points:
1. Results from the study showed the number of Texans who purchased individual health plans through the health insurance marketplace has risen 78 percent from the year 2013 to 2015.
2. Around 1.3 million Texans obtained coverage through the ACA's federal health insurance exchange.
3. The researchers found those who purchased individual health plans through the health insurance marketplace had more trouble understanding simple insurance terms like premiums, deductibles and co-payments.
4. Researchers also discovered those who purchased individual health plans through the federal or state exchanges had more difficulty understanding how to use their coverage plans.