Disparity Between Rural, Urban Health Insurance Cost Increases in Iowa

The annual Iowa Employer Benefits Study showed a disparity growing between rural and urban Iowa in the cost, availability and quality of employer-based health insurance, according to a Des Moines Register report.

According to the report, rural workers devote a higher percentage of their income to health insurance and pay higher deductibles than their urban counterparts. Rural employers are less likely than urban firms to offer health insurance at all.

The study, conducted by David P. Lind & Associates in Clive, Iowa, and published by the University of Iowa College of Public Health, projected alarming increases in healthcare premiums and deductibles over the next 10 years for all Iowa workers.

According to the report, health insurance premiums for a single rural worker are about $10 more than coverage for a single urban worker. Family coverage is slightly less expensive in rural Iowa, but employees have higher out-of-pocket healthcare expenses.

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