After several insurer's pulled out of the ACA, the government will select an option for the affected consumers if they don't enroll in or opt out of the exchanges, the New York Times reports.
Here's what you need to know.
1. The federal government will select an insurance option for the hundreds of thousands of affected consumers, if the consumers do not opt-out of the marketplace or select another plan before open enrollment closes.
2. A sample discontinuation notice reads: "If you don't enroll in a plan on your own, you may be automatically enrolled in the plan picked for you."
3. The Obama administration issued a statement on the automatical enrollment process saying its proceeding with the decision to ensure consumers don't suffer from coverage lapses.
4. Consumers would be allowed to change plans if the selected one isn't up to par, but the Obama administration is warning, the alternatives may be limited.
5. Wisconsin Insurance Commissioner Theodore Nickel objected to the policy. He said "It could sow chaos."
6. If the government does have to place a consumer in a new plan, it's attempting to find a plan similar to the cancelled one.
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