Which physician specialists take the longest to pay off student loans

About 31 percent of emergency medicine specialists are still paying off student loans, the most of any specialty, according to Medscape's 2023 "Physician Wealth and Debt Report." 

The percent of specialists still paying off student loans: 

Emergency medicine: 31 percent 

Critical care: 29 percent 

Family medicine: 28 percent 

Physical medicine and rehabilitation: 27 percent 

OB-GYN: 25 percent 

Pediatrics: 24 percent 

Urology: 24 percent 

Plastic surgery: 23 percent 

General surgery: 23 percent 

Otolaryngology: 22 percent 

Psychiatry: 21 percent

Dermatology: 20 percent 

Neurology: 20 percent 

Public health and preventive medicine: 20 percent 

Pulmonary medicine: 20 percent 

Anesthesiology: 19 percent 

Internal medicine: 19 percent 

Ophthalmology: 18 percent 

Radiology: 18 percent 

Rheumatology: 18 percent 

Oncology: 16 percent

Allergy and immunology: 15 percent 

Orthopedics: 15 percent 

Pathology: 14 percent 

Cardiology: 13 percent 

Nephrology: 13 percent 

Infectious diseases: 12 percent 

Gastroenterology: 11 percent 

Diabetes and endocrinology: 11 percent

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