Premiums continue to spike as wages stay flat — 5 takeaways

Despite wages remaining steady over the last decade, employees are paying nearly twice as much for employer-sponsored health insurance, according to The Fiscal Times.

Here are five takeaways:

1. In the last 10 yeas, employee shares of healthcare costs have increased 134 percent.

2. The rising premium costs are, in part, due to rising prescription drug costs.

3. Employers are often shifting healthcare costs onto their employees. The total amount of healthcare costs covered by employers fell 1 percent per year over the past three years.

4. Sixteen percent of companies offer high-deductible health plans as the only option for employees.

5. Additionally, 41 percent of companies plan to make high-deductible health plans the only option for employees in the next three years to five years.

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