Home buyers struggle as mortgage rates shoot back up in September

The June 30-year-fixed mortgage rate reached all-time highs, shooting over 6 percent. While rates dropped for July and August, September rates are elevating again, according to a Sept. 7 report from CNBC. 

This week, rates are at around 5.94 percent for loans with a 20 percent down payment, up 0.14 percent from last week. 

Mortgage applications to refinance homes have fallen, down 83 percent from the same period last year. 

With September's rates, someone buying a $400,000 home will pay close to $700 more per month than they would have a year ago.

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