Federal Reserve to hold interest rates steady

The Federal Reserve will hold interest rates steady amid high consumer confidence and a falling inflation rate, according to a Jan. 31 report from NBC News.

The current rate could be enough to knock inflation rates to the bank's target of 2%, according to the report. 

The federal funds target rate has been 5.25% to 5.5% since last summer after 11 increases beginning in March 2022. 

Additionally, two gauges of consumer confidence show that Americans are feeling more upbeat about the economy

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