Millennial women and parents are most unprepared and confused by health benefit options, based on a Harris Poll on behalf of Collective Health.
The poll received responses from more than 2,000 U.S. adults about healthcare benefits and out-of-pocket medical expenses.
Here are five insights:
1. Of Millennials, 72 percent are confused about their health benefit options.
2. Based on the survey, 80 percent of millennial women (18 to 34 years old) and 69 percent of parents with a child reported being unprepared to pay out-of-pocket medical costs totaling $5,000.
3. In terms of choosing news jobs, 78 percent of respondents reported healthcare benefits would factor into their decisions. More than half of respondents reported they would not choose jobs without competitive healthcare benefits.
4. Fifty-nine percent of U.S. adults have experienced confusion about received medical bills.
5. Sixty-six percent of American adults would pay premiums for better healthcare coverage.
"These findings are particularly relevant at this time as 150 million Americans are once again starting a new employer-based healthcare plan," said Rajaie Batniji, chief medical officer and co-founder, Collective Health. "…a significant majority of them still don't understand the options available to them, which can inadvertently expose them or their dependents to increased financial risk."