How malpractice suits affect self-employed vs. employed physicians

In a new survey, Medscape laid out how much self-employed and employed physicians are paying for malpractice premiums annually and how they feel about it.  

Medscape's "The Rising Price of Risk Management: Physicians and Malpractice Report 2024," published Oct. 11, surveyed 1,029 physicians across 29 specialties from May 1 to June 11. 

Here's what annual malpractice premiums look like for self-employed versus employed physicians:

Less than $4,999: 

Employed: 12%

Self-employed: 13%

$5,000-$9,999

Employed: 25%

Self-employed: 22%

$10,000-$14,999

Employed: 18%

Self-employed: 26%

$15,000-$19,999

Employed: 15%

Self-employed: 10%

$20,000-$24,999

Employed: 18%

Self-employed: 9%

$25,000-$29,999

Employed: 4%

Self-employed: 7%

More than $30,000

Employed: 8%

Self-employed: 13%

 

Here's the percentage of self-employed and employed physicians who view their premiums as reasonable:

Employed:

Yes, the premium is reasonable: 30%

No, the premium is not reasonable: 40%

Unsure: 30%

Self-employed:

Yes, the premium is reasonable: 46%

No, the premium is not reasonable: 32%

Unsure: 22%

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